With the times, we have seen greater unemployment, thus extreme financial hardship. By the same token, even the hardest workers and the most diligent bill-payers can find themselves with more debts than they can pay as they become due. In all such cases, filing bankruptcy may provide a solution to what seems like an insurmountable problem.
Bankruptcy is a federal law that gives consumers the opportunity to get a fresh start by eliminating burdensome debt. There are two consumer bankruptcy options: Chapter 7 and Chapter 13. In many instances, you may keep all of your property, including your house and car. The law requires that the “debtor”, or individual who files bankruptcy, must disclose all of their assets and liabilities, regardless of items that they may wish to retain. One may be subject to a penalty for making false statements or concealing property. So be honest with us because we’re on your side!
If you or someone you know is facing serous financial challenges, it is important to seek counsel of an experience bankruptcy attorney. Once considered a last resort, bankruptcy has evolved into a widely accepted method of resolving serious financial problems. Indeed there have been recent changes in the law, but it is still a viable option for most who wish to pursue it. Our goal is to help those in need get a fresh start. Our skillful attorneys will guide you through the complicated maze of bankruptcy.
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